8213 Surf Drive
Panama City, Florida 32408
$1,395,000
4 bd · 3 ba · 0.13 ac
Listing courtesy of Lifes A Beach Real Estate, LLC
$420,000
5314 Beach Drive 5314
5314 Beach Drive 5314, Panama City, Florida 32408 Map
- 2Beds
- 2Baths
- 1994Built
Listing courtesy of Lifes A Beach Real Estate, LLC
At a glance
- Property typeResidential · Attached
- StatusActive
- Year built1994
- SubdivisionNo Named Subdivision
- MLS #788890
About this home
Experience refined coastal living at 5314 Beach Dr, ideally situated just two blocks from the pristine sugar-white sands of Panama City Beach. Enjoy effortless access to the Gulf with a short stroll or leisurely golf cart ride, placing sun, sand, and sea at your fingertips.Set within a well-established neighborhood with no HOA, this residence offers comfort and convenience just moments from local dining, marinas, and the natural beauty of St. Andrews State Park. The public boat ramp is only 0.7 miles away!This thoughtfully designed 2-bedroom, 1.5-bath home features a desirable split-bedroom layout, creating separate spaces for privacy and retreat. The interiors are warm and inviting, highlighted by an elegantly updated kitchen with modern appliances, a light-filled living area designed for relaxation and entertaining, and the added benefit of being fully furnished for immediate enjoyment or rental readiness.Outdoors, the property truly shines with exceptional outdoor living spaces. A spacious covered patio with a beach bar, seating area, grilling space, and sand-filled lounging area creates the perfect atmosphere for hosting friends and family or relaxing after a day on the water. The fully fenced yard provides a private and secure retreat. Low-maintenance landscaping and ample parking complete the exterior appeal.Whether envisioned as a sophisticated primary residence, an exclusive coastal retreat, or a high-performing vacation rental, this property presents a compelling opportunity.Discover the essence of elevated beachside living--where comfort, style, and location converge.
Details
- Price
- $420,000
- Property type
- Residential
- Style
- Attached
- Status
- Active
- Bedrooms
- 2
- Bathrooms
- 2
- Full baths
- 1
- Half baths
- 1
- Year built
- 1994
- Subdivision
- No Named Subdivision
- City
- Panama City
- County
- Bay
- State
- Florida
- Zip
- 32408
- MLS #
- 788890
More from the MLS
- Clip
- 8747979865
- Roof
- Metal
- Levels
- One
- Cooling
- Central Air, Ceiling Fan(s)
- Fencing
- Full, Fenced, Privacy
- Heating
- Central, Electric
- Stories
- 1
- Tax year
- 2025
- Garage yn
- no
- Cooling yn
- yes
- Heating yn
- yes
- Utilities
- Electricity Available, Sewer Available
- Appliances
- Electric Range, Electric Water Heater, Ice Maker
- High school
- Arnold
- Postal city
- Panama City
- Mls area major
- 03 - Bay County - Beach
- Mls area minor
- 0323 - Beach - South of Grand Lagoon
- Stories total
- 1
- Waterfront yn
- no
- Association yn
- no
- Structure type
- Duplex
- Documents count
- 2
- Tax annual amount
- 2168
- Attached garage yn
- no
- Elementary school
- Patronis
- Exterior features
- Patio
- Interior features
- Jetted Tub, Main Level Primary, Smart Thermostat, Walk-In Closet(s)
- Living area source
- Appraiser
- Road frontage type
- City Street
- Community features
- Short Term Rental Allowed
- Lot size dimensions
- 35x119
- New construction yn
- no
- Zoning description
- Resid Single Family
- Architectural style
- Duplex
- Middle or junior school
- Surfside
- Construction materials
- Stucco, Vinyl Siding
- Patio and porch features
- Covered, Patio
- Special listing conditions
- Listed As-Is
- Property sub type additional
- Attached, Duplex
Location
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What would it cost each month?
Estimated monthly payment
$2,739
- Loan payment
- $2,124
- Property tax
- $315
- Insurance
- $300
- HOA / condo dues
- $0
- Amount borrowed
- $336,000
Estimates only, for planning. Your rate, taxes, insurance and dues will differ. Ask a licensed lender for a quote.
Listing courtesy of Lifes A Beach Real Estate, LLC
© 2026 Central Panhandle Association of Realtors (CPAR). All rights reserved. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of CPAR. Real estate listings held by IDX Brokerage firms other than Life's a Beach Real Estate are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers. Information provided is deemed reliable but not guaranteed. Data last updated: Saturday, October 31st, 2026 at 02:23:47 AM.
Data services provided by IDX Broker
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