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ActiveLife's A Beach listingResidential

$1,395,000

Est. $8,400/mo

8213 Surf Drive

8213 Surf Drive, Panama City, Florida 32408 Map

  • 4Beds
  • 3Baths
  • 1977Built

Listing courtesy of Lifes A Beach Real Estate, LLC

At a glance

  • Property typeResidential · Single Family Residence
  • StatusActive
  • Year built1977
  • Lot size0.13 acres
  • SubdivisionBel Air
  • MLS #781311

About this home

LOCATION IS EVERYTHING! Home is across the street from Beachwalk 19. You can be on the sand in one minute from the time you leave the driveway. The only thing that would be better is to be Gulf front and that would cost $Millions more. This home is in a very upscale area with many large gulf front houses within a block. This beautiful home was completely redone two years ago. All of the ceilings are shiplap and all of the flooring is LVP. Metal roof was done in 2019. There are gutters around the whole house. The front of the house has a custom arbor that adds tremendous eye appeal. It is beautifully decorated and rental ready. Even though it has been a private residence, most of the furniture stays. It is on a corner lot with plenty of parking on the oversized stone paver driveway. The stone pavers are on both sides of the house leading to the large outdoor deck around the pool. There are outdoor tables and chairs that make for a great place to hang out. The heated swim spa is great for year round enjoyment. Half of pool is configured like a hot tub with seats and jets and half is like a pool. A new AC unit was installed earlier this year. In addition each bedroom has portable AC units so even in the hottest part of the summer, the bedrooms are more than cool. The open family room and kitchen area make for a great gathering place. There is a granite counter bar, that can seat at least 9, around the kitchen as well as a large table that can seat at least 10. There is a large screen TV in the family room as well as TVs in 4 of the bedrooms. One of the bedrooms is currently used as an office but would normally be used as a bedroom. The current bed configuration sleeps 16 but can easily sleep 18. All of the bathrooms have sliding glass doors with new tile around the whole shower. The hall bath has a new tub with tile around it along with the sliding glass door. The master suite has an extra large shower. The outdoor shower has cold and hot water. There are numerous hooks in each bathroom as well as around the outside shower to hold towels and swim suits. Everything in this house has been completely redone. The separate laundry room has full size stackable stainless steel washer and dryer with amble storage shelves. The laundry room has an entrance directly from the pool area to manage all of the wet swim suits and towels. The bunk bedroom has sturdy large built in wood bunks. Now is the perfect time to buy to be ready for the upcoming vacation rental season or to use as a second home or permanent residence. There is a white vinyl fence that surrounds the house.

Details

Price
$1,395,000
Property type
Residential
Style
Single Family Residence
Status
Active
Bedrooms
4
Bathrooms
3
Full baths
3
Acres
0.13
Year built
1977
Subdivision
Bel Air
City
Panama City
County
Bay
State
Florida
Zip
32408
MLS #
781311

More from the MLS

Clip
2369272184
Roof
Metal
View
Gulf
Sewer
Public Sewer
View yn
yes
Cooling
Central Air, Ceiling Fan(s), Ductless, Other, See Remarks
Fencing
Full, Fenced, Privacy
Heating
Central, Ductless
Tax year
2024
Flooring
Plank, Vinyl
Garage yn
no
Cooling yn
yes
Heating yn
yes
Utilities
Cable Connected
Appliances
Washer/Dryer Stacked, Electric Cooktop, Electric Oven
High school
Arnold
Postal city
Panama City
Land lease yn
no
Mls area major
03 - Bay County - Beach
Mls area minor
0323 - Beach - South of Grand Lagoon
Pool features
Electric Heat, Private
Waterfront yn
no
Association yn
no
Pool private yn
yes
Documents count
0
Laundry features
Stacked
Other structures
Shed(s)
Tax annual amount
4212
Attached garage yn
no
Elementary school
Patronis
Exterior features
Deck, Outdoor Shower
Interior features
Main Level Primary, Shower Only, Walk-In Closet(s)
Living area source
Appraiser
Road frontage type
City Street
Community features
Short Term Rental Allowed
Lot size dimensions
50x110
Lot size square feet
5500
New construction yn
no
Zoning description
County, Resort
Architectural style
Coastal

Location

What would it cost each month?

Estimated monthly payment

$8,400

Loan payment
$7,054
Property tax
$1,046
Insurance
$300
HOA / condo dues
$0
Amount borrowed
$1,116,000

Estimates only, for planning. Your rate, taxes, insurance and dues will differ. Ask a licensed lender for a quote.

Listing courtesy of Lifes A Beach Real Estate, LLC

MLS

© 2026 Central Panhandle Association of Realtors (CPAR). All rights reserved. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of CPAR. Real estate listings held by IDX Brokerage firms other than Life's a Beach Real Estate are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers. Information provided is deemed reliable but not guaranteed. Data last updated: Saturday, October 31st, 2026 at 01:22:25 AM.
Data services provided by IDX Broker

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8025 Surf Drive

Panama City, Florida 32408

$899,000 2 bd · 3 ba · 0.05 ac

Listing courtesy of Lifes A Beach Real Estate, LLC

$1,395,000 Active
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