$1,450,000
$634 per sq ft Est. $8,719/mo
8312 Surf Drive
8312 Surf Drive, Panama City Beach, Florida 32408 Map
- 5Beds
- 3Baths
- 2,288Sq ft
- 1980Built
At a glance
- Property typeResidential
- StatusActive
- Year built1980
- Lot size0.13 acres
- SubdivisionBel Air
- MLS #1013723
About this property
Coastal Luxury living without the gulf front pricing . It is located directly across the street from the Gulf. Surf drive is a short unique street in PCB. Surf drive is only a mile long and has many upscale homes and they are building more. The new world famous Tootsies is less than a mile away and an easy walk by street or the beach. There are many restaurants, bars, beach stores and ice cream shops within walking distance. All of the large marinas and the state park are less than 10 minutes away. This beautiful home was completely updated in 2025. All of the ceilings are shiplap and the flooring is LVP. It is completely furnished by an experienced decorator and is rental ready. It has one of the largest pool areas you will find and has both a hot tub and pool. The pool area is a great place to hang out and enjoy being together with family and friends. One of the highlights of the pool area is that is completely covered with stone pavers. There is a gate on the side of the house coming from the beach that has an outdoor shower with both hot and cold water. The outdoor area has large tables close to the outdoor grill as well as many lounge chairs. A vinyl fence surrounds the side and back of the house. It is a short walk to either beach walk 19 or 20. You will be on the LARGE beach in less than 5 minutes from the driveway. The area was part of the beach renourishment several years ago. There are no condos close by so there is plenty of room to enjoy the beautiful white sand The home is on a corner lot with stone pavers on the front and side of the house. Parking will never be a problem. There is a large master bedroom that has a large closet that can be used to put a port-a-crib for small children. All three baths were completely updated. Two have granite counter tops and tile showers with sliding glass doors. One has a new tub with tile around it as well as a sliding glass door. There are blue tooth connections in the bathroom fans so you can listen to your favorite music. All of the bathrooms have a large number of hooks for towels and swim suits. A large new AC was installed in 2025. The kitchen, family room and dinning room are open and make for a large area for the whole group to gather. There is a large granite top island between the kitchen and family room that makes it easy to serve meals to a large group. There is a large big screen TV in the family room as well as each bedroom except the bunk bedroom. The bunk bedroom has extra long built end wood bunks that can sleep 4 adults easy and even more children. The current bed configuration sleeps 18 including the pull out couch.
Details
- Price
- $1,450,000
- Property type
- Residential
- Status
- Active
- Bedrooms
- 5
- Bathrooms
- 3
- Property size
- 2,288 sq ft
- Acres
- 0.13
- Year built
- 1980
- Subdivision
- Bel Air
- City
- Panama City Beach
- County
- Bay
- State
- Florida
- Zip
- 32408
- MLS #
- 1013723
More from the MLS
- Rooms
- Full Bathroom, Bedroom, Master Bedroom, Dining Area, Family Room, Kitchen
- Energy
- AC - Central Elect, Ceiling Fans, Water Heater - Elect
- Bedroom
- First
- Cooling
- Central Air, Ceiling Fan(s)
- Kitchen
- First
- Stories
- 1
- Tax year
- 2025
- Garage yn
- no
- Interior
- Ceiling Crwn Molding, Furnished - All, Kitchen Island, Owner's Closet, Renovated, Washer/Dryer Hookup
- Zoning co
- See Remarks
- Carport yn
- no
- Cooling yn
- yes
- Financing
- Conventional
- Furnished
- Furnished
- Mls status
- Active
- Utilities
- Electric, Lift Station, Public Sewer, Public Water, TV Cable
- Appliances
- Dishwasher, Disposal, Dryer, Microwave, Washer, Electric Water Heater
- Directions
- Go east on Thomas Drive from Joan Avenue to Albacore and turn south toward the beach. The property is on the corner of Albacore and Surf.
- High school
- Arnold
- Rooms total
- 7
- Lot features
- Corner Lot
- Lot size area
- 0.13
- Water source
- Public
- Appliances co
- Dishwasher, Disposal, Dryer, Microwave, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric, Washer
- Full bathroom
- First
- Lot size units
- Acres
- Mls area major
- 27 - Bay County
- Mls area minor
- 2723 - Beach - South of Grand Lagoon
- Master bedroom
- First
- Tax annual amount
- 7978.32
- Elementary school
- Breakfast Point
- Exterior features
- Private Yard, Hot Tub, Pool - Fiberglass, Outdoor Shower
- Interior features
- Crown Molding, Kitchen Island, Owner's Closet, Washer/Dryer Hookup
- Mstr bdrmmstr bath
- MBath Shower Only, MBath Tile, MBath Walk-In Closet
- Community features
- BBQ Pit/Grill, Laundry, Picnic Area, Pool, TV Cable, Pets Allowed, Short Term Rental - Allowed
- Lot size dimensions
- 50 x 110
- Lot size square feet
- 5662.8
- New construction yn
- no
- Property condition
- Construction Complete, Renovated
- Architectural style
- Beach House
- Building area source
- Appraiser
- Middle or junior school
- Breakfast Point
- Bathrooms total decimal
- 3
- Construction materials
- Brick
- Patio and porch features
- Patio Enclosed
- General property info pool
- yes
- General property info driveway spaces
- 10
Location
Open in Google Maps Full MLS listing
What would it cost each month?
Estimated monthly payment
$8,719
- Loan payment
- $7,332
- Property tax
- $1,088
- Insurance
- $300
- HOA / condo dues
- $0
- Amount borrowed
- $1,160,000
Estimates only, for planning. Your rate, taxes, insurance and dues will differ. Ask a licensed lender for a quote.
Listed by: Lifes a Beach Luxury Real Estate (850) 249-9111
© 2026 Emerald Coast Association of REALTORS®, Inc. (ECARMLS). The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is believed to be accurate but is not guaranteed. The listing broker’s offer of compensation is made only to participants of the MLS where the listing is filed. Data last updated: Friday, October 30th, 2026?11:11:24 PM.
Data services provided by IDX Broker
Data services provided by IDX Broker
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