13315 Oleander Drive
Panama City Beach, Florida 32407
$2,500,000
3 bd · 3 ba · 0.17 ac
Listing courtesy of Lifes A Beach Real Estate, LLC
$1,425,000
8312 Surf Drive
8312 Surf Drive, Panama City Beach, Florida 32408 Map
- 5Beds
- 3Baths
- 1980Built
Listing courtesy of Lifes A Beach Real Estate, LLC
At a glance
- Property typeResidential · Single Family Residence
- StatusActive
- Year built1980
- Lot size0.13 acres
- SubdivisionBel Air
- MLS #781328
About this home
Coastal luxury without the gulf front pricing. It is located directly across the street from the Gulf with a large pool and outdoor area. Surf Drive is a short unique street in PCB. It is only a mile long so there is not much traffic. This house is in an upscale area with many large gulf front houses within the block. This beautiful home was completely updated in 2024 and 2025. The large pool area is a great place to hang out and enjoy being at the beach. The whole pool area has stone pavers with many tables and chairs. There is both a pool and hot tub. A vinyl fence surrounds the house. All of the ceilings are shiplap and all of the flooring is LVP. It is completely furnished and rental ready. It is a corner lot with stone pavers. Parking will never be a problem as there is parking in front of the house as well as the side. It is a very short walk to either beach walk 19 or 20. You can be on the sand within a couple of minutes from the driveway. There is a large master bedroom with a large closet that can be used to put a port-a-crib for small children. A new AC was installed in addition to the other updates. The kitchen, family room and dining room make for a very large open area for the whole group to gather. There is a large big screen TV in the family room. There is a large granite top island in the kitchen that makes it easy to serve meals to a large group. All of the bathrooms are new. The hall bath has a new tub with tile around it and a sliding glass door. The other two bathrooms have tile showers with sliding glass doors. There is blue tooth connections in the bathroom fans so you can listen to music. There are a large number of hooks in the bathrooms for towels and swim suits. The outdoor shower has both cold and hot water on the side of the house when you come in from the beach. The laundry room is off of the kitchen area. The current bed configuration sleeps 18 including the pull out couch. The bunk bedroom has large built in wood bunks that can sleep 4 adults easily and even more children.
Details
- Price
- $1,425,000
- Property type
- Residential
- Style
- Single Family Residence
- Status
- Active
- Bedrooms
- 5
- Bathrooms
- 3
- Full baths
- 3
- Acres
- 0.13
- Year built
- 1980
- Subdivision
- Bel Air
- City
- Panama City Beach
- County
- Bay
- State
- Florida
- Zip
- 32408
- MLS #
- 781328
More from the MLS
- Clip
- 5594259367
- Roof
- Composition, Shingle
- Sewer
- Public Sewer
- Cooling
- Central Air, Ceiling Fan(s), Heat Pump
- Fencing
- Full, Fenced
- Heating
- Central, Electric, Heat Pump
- Tax year
- 2024
- Flooring
- Plank, Vinyl
- Garage yn
- no
- Cooling yn
- yes
- Heating yn
- yes
- Utilities
- Cable Connected, Electricity Available, High Speed Internet Available
- Appliances
- Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater
- High school
- Arnold
- Postal city
- Panama City Beach
- Land lease yn
- no
- Mls area major
- 03 - Bay County - Beach
- Mls area minor
- 0323 - Beach - South of Grand Lagoon
- Pool features
- Fiberglass, In Ground, Private
- Waterfront yn
- no
- Association yn
- no
- Pool private yn
- yes
- Documents count
- 0
- Tax annual amount
- 8202
- Attached garage yn
- no
- Elementary school
- Breakfast Point
- Exterior features
- Outdoor Shower
- Interior features
- Main Level Primary, Shower Only, Walk-In Closet(s)
- Living area source
- Appraiser
- Road frontage type
- City Street
- Community features
- Short Term Rental Allowed
- Foundation details
- Slab
- Lot size dimensions
- 50x110
- Lot size square feet
- 5500
- New construction yn
- no
- Zoning description
- Resort
- Architectural style
- Coastal
- Middle or junior school
- Breakfast Point
- Construction materials
- Brick
- Special listing conditions
- Listed As-Is
Location
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What would it cost each month?
Estimated monthly payment
$8,574
- Loan payment
- $7,206
- Property tax
- $1,069
- Insurance
- $300
- HOA / condo dues
- $0
- Amount borrowed
- $1,140,000
Estimates only, for planning. Your rate, taxes, insurance and dues will differ. Ask a licensed lender for a quote.
Listing courtesy of Lifes A Beach Real Estate, LLC
© 2026 Central Panhandle Association of Realtors (CPAR). All rights reserved. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of CPAR. Real estate listings held by IDX Brokerage firms other than Life's a Beach Real Estate are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers. Information provided is deemed reliable but not guaranteed. Data last updated: Saturday, October 31st, 2026 at 01:22:25 AM.
Data services provided by IDX Broker
Keep looking
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Listing courtesy of Lifes A Beach Real Estate, LLC
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